When you notice a chip or crack in your windshield, the first question you probably ask is: how much will this cost to fix? While prices can vary depending on the damage and your vehicle, understanding what factors affect the cost of auto glass repair can help you plan and avoid surprises.
Average Repair Costs by Damage Type
For minor damage like a small stone chip, repair costs typically range from $80 to $150. Simple chips smaller than a loonie are the least expensive to fix. Star breaks, bullseyes, and short cracks may cost slightly more, especially if additional steps are needed to clear debris or moisture.
According to the Insurance Bureau of Canada, many comprehensive insurance policies cover these repairs in full, often with no deductible.
Factors That Influence Pricing
Several factors determine the total cost of your repair:
- Size of Damage: Larger chips or longer cracks require more resin and labor.
- Location: Damage near the edge or in the driver’s line of sight may be harder to repair and sometimes requires replacement.
- Vehicle Make and Model: Certain vehicles have specialized glass that affects repair pricing.
- Time Since Damage Occurred: Waiting too long can allow dirt or moisture to enter the crack, making repair more complicated.
Transport Canada emphasizes the importance of addressing damage early to avoid higher costs later. You can learn more in their defect investigations guide.
Insurance Coverage for Repairs
Most comprehensive insurance policies in Canada cover chip repairs because it’s safer and more cost-effective than replacing the entire windshield. In many cases, you won’t pay a deductible for small repairs. However, if the crack spreads or requires replacement, you may be responsible for part of the cost.
If you’re not sure what your policy includes, we can help you review your coverage and file a claim.
Repair vs Replacement Cost Comparison
Repairing a chip or small crack is always less expensive than replacing the whole windshield. For example:
- Repairing a chip: $80–$150 (often fully covered by insurance)
- Replacing a windshield: $300–$800 or more, depending on your vehicle
That’s why prompt repair is the most affordable option whenever possible.
Why Prompt Repair Saves Money
Small chips can often be repaired quickly if addressed right away. But if you wait too long, the damage may spread beyond repair limits, forcing you to pay for a full replacement. Acting early prevents further cracking and keeps costs as low as possible.
Our team at Speers Auto Glass offers convenient windshield repair services and can advise you if replacement is needed. We also provide windshield replacement if the damage is too severe for repair.
Contact Speers Auto Glass today for a free estimate and learn how affordable a safe, professional repair can be.
Related Posts in This Series
- How Much Does Auto Glass Replacement Cost?
- When Can Auto Glass Be Repaired?
- Windshield Repair Kits: Are They Worth It?