If you’ve been in a car accident, you know how scary and expensive the process can be. This doubles in severity if someone is injured, or if one of the cars in the accident has been damaged. If your car has been negatively affected by the crash, your insurance will likely help you cover the cost of repairs. Many times, windshields are damaged during crashes, even in less-serious accidents. If this is the case for you, we’re here to make sure you get the most out of your insurance claim. The process can be long and grueling to the untrained eye, but we are here to let you in on industry secrets. Read more below!
When Should You File Your Claim?
After an accident, make sure you are safely stopped and in a safe area. At this point, you should begin making calls to your insurance company. Time is a huge factor with insurance claims, so make sure to do it as soon as you can following a car crash.
What Info Should I Provide
After you are in an accident and you decide to call your insurance, having the necessary information ready will make the process go much more smoothly.Make sure to have on you your driver’s insurance, license plate numbers, policy number, start and end dates to your insurance, and the information of the other drivers involved in the crash. If you have a particularly bad memory, it might also be beneficial to jot down notes about the accident prior to calling to make sure you can relay the story accurately.
The Insurance Process
After you have contacted your insurance company, you will likely have to schedule a meeting to discuss the details of the accident in person. Here you will discuss what the insurance can and cannot cover in terms of your repair costs. It is likely that your car will be thoroughly inspected and go through any other damage evidence (such as personal injury claims).